我的第一桶金

金融英語速讀：吉姆羅杰斯，我的第一桶金

JimRogers:MyFirstMillion

Published:November20202018:26|Lastupdated:

November20202018:26

SinceJimRogers,67,co-foundedtheQuantumFundwith

GeorgeSoroshehasworkedasaguestprofessoroffinanceat

1998,hefoundedtheRogersInternationalCommoditiesIndex

(RICI).

HeistheauthorofABullinChina,HotCommodities,

estbookis

AGifttoMyChildren,afather’slessonsforlifeandinvesting.

EDITOR’SCHOICE

Myfirstmillion:Morecolumnsabouthowthewealthy

managetheirmoney-Oct-31

RaidinAlabama,Rogersstartedinbusinessattheageof

five,collectingemptysodabottlesatthelocalbaballfield.

AftergraduatingfromYaleUniversityin1964,hewona

scholarshiptoBalliolCollege,gothisfirstjob

onWallStreet.

RogersnowlivesinSingaporewithhiswifeandtheirtwo

youngdaughters.

Didyouthinkyouwouldgettowhereyouare?

No,inlywantedtoget

dtoretire

young,butIneverthoughtIwouldretirebefore40.

Whenyourealidthatyouhadmadeyourfirstmillionwere

youtemptedtoslowdown?

Icanremembertheexactdayofmyfirstmilliondollars’net

needed

morethanthattodowhatIwantedwhenIwas37–theageI

decidedtostopworkingtoekadventure.

Whatisthecretofyoursuccess?

AsIwasnotsmarterthanmostpeople,Iwaswillingtowork

eparedtoexamineconventional

yonethinksoneway,

youcanfigureoutthatitiswrong,youarelikelytomakealot

ofmoney.

Whatisyourbasicinvestmentstrategy?

findsomethingthatisvery

cheap,o

ottobe

cheapsothat,ifIamwrong,Idon’

timeImakeamistake,itisusuallybecauIdidnotdo

enoughhomework.

1960s,

GeneralMotorswastheworld’

day,aGManalystwenttotheboardofdirectorswiththe

message:〝TheJapanearecoming.〞Theyignoredhim.

InvestorswhodidtheirhomeworksoldtheirGMstock–and

boughtToyotainstead.

I’hingis

undervaluednowitiscommoditiesandsomecurrencies.

Whathasbeenyourmostspectaculargain?

startedthecompanyin1970,I

had$10years,theportfoliohad

gained4,200percent.

Doyouwanttocarryontillyoudrop?

ays,Ispendveryfewhoursadayworking,becau

IhavetwolittlegirlsandIwanttospendasmuchtimewith

themaspossible.

BothourgirlshaveaChinegovernessandspeakfluent

irgeneration,MandarinandEnglishwillbe

themostimportantlanguages.

Haveyoumadeanypensionprovision?

Idon’thaveapensionbecauIhopeIdon’

accumulatedastsandthatiswhatIliveon.

Whatisyourcommitmenttocharity?

Ihavegivenmoneytostudentsandschoolsaroundtheworld.

Itrytogivescholarshipstostudentsratherthanschools,

becauthestudentsneedthemoneymorethan

administrators.

Doyouallowyourlftheoddindulgence?

goffin1990,Ispent

22monthstravellingthroughsixcontinentsonamotorcycle.

Onmycondtrip,whichstartedin1999,mywifeandI

travelledforthreeyearsthrough116countriesina

custom-madeMercedes.

Whatisthemostyouhaveeverpaidforabottleoffinewineor

champagne?

Idon’thaveanupperlimitforchampagne,butI’veneverhad

theurgetospend$2,s

thavemoneyasakid.

PicassoorArtDecoasaninvestment?

IamatastagewhereIamnotinterestedinhavingor

amassingstuff.

Doyoubelieveinpassingyourwealthtochildren?

I’vealwaysthoughtthat,ifyougivechildrentoomuch,you

etupmywillsotheydon’tgetmuch

untiltheyareatleast30.

IwenttoYaleandOxfordandalotofrichkidsweretherewho

wantmychildrentobewell-

educatedandexperiencetheworkplace.

Educationandthenecessitytoworkchangedmylifeand

yankedmeoutofthebackwaterofAlabama.

Whereshouldpeopleputtheirmoneyintherecession?

take

mostpeoplemakeisthattheylistentohottips,oracton

somethingtheyreadinmagazines.

Mostpeopleknowalotaboutsomething,sotheyshouldjust

sticktowhattheyknowandbuyaninvestmentinthatarea.

Thatishowyougetrich.

Youdon’tgetrichinvestinginthingsyouknownothingabout.

Whichofthefollowingisafactstatedinthisarticle?

A:JimRogersisbornrich.

B:JimRogersstillworkslonghoursnow.

C:JimRogersspeaksfluentChine.

D:JimRogershadhisdaughtersatrelativelyoldage.

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D

He's67andhavetwoyoungdaughters.

WhichofthefollowingistrueaboutJimRogers'investingstrategy?

A:Buyastsatcheapprice

B:Onlybuyintoareasthathe'sfamiliarwith

C:Payattentiontothefuturegrowth.

D:Alloftheabove

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D

findsomethingthatisverycheap,whereapositivechangeis

ottobecheapso

that,ifIamwrong,Idon’imeImakeamistake,itisusually

becauIdidnotdoenoughhomework.

Accordingtothearticle,whichofthefollowingdoesJimRogersholdto

betrue?

A:Workisanecessity.

B:Stockisthebestinvestment.

C:Inordertogetrich,youneedtotakerisks.

D:Familyisaboveyourcareer.

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A

Educationandthenecessitytoworkchangedmylifeandyankedmeoutofthebackwaterof

Alabama.

WhichofthefollowingisJimRogersmostproudof?

A:Raisingtwokids

B:TheQuantumfund

C:Hischaritycontribution

D:Travellingtheworld

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B

Whathasbeenyourmostspectaculargain?

startedthecompanyin1970,Ihad$

10years,theportfoliohadgained4,200percent.