2023年12月9日發(作者:個樂)
Be Optimistic towards
Cashless Payments
Cashless payments, as advanced means of transaction payment, have increasingly
become an inevitable transaction trend. While they are convenient for our daily life,
there are inevitably some curity concerns. As far as I am concerned, cashless
payments should not be negated merely becau of their curity concerns. Cashless
payments should be encouraged.
To begin with, cashless payments are becoming more and more ubiquitous and
have turned into a necessary medium for people's life. In addition to its popularity
among young people, numerous niors also favor this method of payment. Their
popularity gives the credit to the inherent advantages of cashless payments. Cashless
payments, such as mobile payments, Alipay and WeChat, are convenient and fast with
low transaction cost, which can effectively reduce the risk brought by carrying cash.
In the meantime, it facilitates people's shopping, eating, medical treatment,
accommodation, transportation, entertainment and so the shared bicycles and
online shopping for examples. You can pick up colorful shared bicycles after scanning
their QR code with your mobile phone to solve your traffic problem. Or you can shop
online and have the commodity delivered to your home without having to go to the
shopping mall.
Undoubtedly, the curity problem can be the biggest obstacle in promoting
cashless payments. Inevitably, money will be stolen due to lost phones or leaked
passwords. However, with the development of electronic science and technology, the
curity of the network has gradually become stronger, and the technical means
related to the protection of funds and the recovery of funds will also be improved.
In conclusion, cashless payments should be encouraged. The path of cashless
payments is tortuous. We need to take a holistic look at cashless payments. Encourage
the positive factors, change the negative factors and promote the development of
cashless payments.
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